Our Journey Begins, and boy are we excited!
It’s always nice to welcome someone when you first see them, especially when they come to your place; so, Welcome! Come in! I’m glad you’re here! Kick off the shoes, set down the load, rest the dogs.
I’m Mark, and that little hot thing I’ve got my arm around is my wife Rachel. Our full time home, or “The Big House,” is in the high-desert northwest. We’re on one-heck-of-a-cool journey, and I thought I’d enjoy writing about it as we go.
Blogging is new for me, like so many other things these days. I’m at a stage in life where documenting our adventures sounded like fun. The aforementioned adventure-journey is one of self-discovery, self-improvement, the pursuit of financial independence, and just plain figuring out who we want to be and what we want to do for the 3rd act of life.
A bit about me: I served 20+ years in the U.S. Coast Guard, and then had several shorter stints like hospice, insurance, and building cell towers. I now enjoy working in online public school education as a Master Teacher. After 13 years, it’s still a fascinating profession and always earns me the “…huh?” look when I tell people what I do. My “classroom” and meetings are virtual, and I get to work from home.
How cool is that? Yeah, I know.
I divide my time when not working between maintaining The Big House, reading, mountain biking, kayaking, fishing, riding my cool vintage Shadow, staying fit, enjoying a good martini (gin of course, and yes those last two can go together), drumming, and summers in our better-homes-and-garden back yard. I have a small side project in fitness coaching, too.
Rachel is in medical management / consulting and she’s really good at what she does. She’s a consistent reliable source of good ideas, wisdom, healthy cooking, and killer one-liners. She gets jazzed by numbers (?) and loves spreadsheets (??), which comes in very handy when we’re strategizing on finances.
Rachel started a little side project a year ago, making personalized greeting cards in the renovated basement / art studio. We’re getting ready to do a few small trade shows to test the market.
We spend most every evening talking. Rachel gets home from her commute and I get out of the home office, we make a drink, and depending on the time of year, we either float in the pool or sit in front of the fire, talking about our day, things we read or heard, things we’re learning, hopes, dreams, plans, appointments – you get the idea. It’s our thing and my favorite part of the day (not just because of the martini, but I can’t say it’s not an aspect).
In January of 2019 we joined the ranks of the Financial Independence (FI) (FIRE) movement. That term can wear many hats depending on who you talk to, but for us it means being debt free with the exception of the mortgage and being able to leverage that freedom. Debt sucks and it’s a drag on life, literally.
We recently purchased a small vacation home in Mesa, Arizona (read: 640 sq. foot “Baby House” with a nice porch and our very own grapefruit tree). It’s in a cool resort where the people are even more cool and there’s tons of things to do. We’re in the beginning stages of downsizing. We sold the boat, the camper, and the roll-top desk. It was all part of our move towards being debt free, which we are aggressively pursuing.
Once we achieve zero debt, which is scheduled for September 30, 2020, our plan is to invest more heavily and be able to make some really cool decisions about the next phase of our adventure. (And by cool decisions, I mean a week for two on a chartered catamaran sans shoes, shirt, and worries. Or maybe a big fifth wheel, pulled by a big Ford 350 diesel, with a giant air horn, exploring the country. All prepaid in cash of course).
Retire is not a word that Rachel or I like. We both picture a crumb-filled recliner that tilts to one side and daytime TV. We like better the idea of being free to choose cool new ways to live life. We get jazzed about the thought of doing what we want to do, when and where we want to do it (like chartering a catamaran). It might even mean still working, doing something we’re passionate about. When it comes down to it, we’re happiest feeling useful and engaged.
Aside from financial achievements and cool dreams, my perspectives on things are changing as I enter mid life. At 57, some might say old age (do we even use that term any more, or did I just illustrate my old-age?), but people are living longer and staying healthier (both of which I plan to do), so I’m choosing to view my 50’s, 60′ and 70’s as middle age. Who’s with me?! 57 is the new 33!
Age brings with it experience, and experience hopefully brings reflection and learning. Learning allows for better choices and more cool new adventures without the “oops,” or as least with fewer and less painful “oops’s.”
Age also helps sift life down to the essential and important things, and it’s easier to focus on direction. It allows for a better sense of who I am and who I want to continue to be.
As Rachel said recently during one of our talks, “I like who I am. It’s working pretty well for me right now. I like where it’s taking me.” I could not agree more.
So, that’s kind of where we are and where we’re going. Thanks for reading; your time is valuable. Writing makes me happy, and maybe I can use this venue to help share some cool ideas and discoveries as we wend our way along this journey. I welcome you in. Lose the shoes. Stay as long as you’d like.
Middle Age Mark 